Have you noticed how we’re inundated with ads about unbeatable savings and red hot offers – basically trying to get us to spend money out of impulse or convenience? But this is actually simply spending (which is the unseen) disguised as saving (the seen). July is National Savings Month and Coronation is encouraging South Africans to think about how they are spending their money, possibly on things that we really don’t need or without even realising we are doing it. Gareth Cliff and team share stories about what they’ve all spent money on – realising afterwards it was ridiculous and ended up costing more…

More Info

You’re about to go to bed as a notification flashes on your mobile screen. You see it’s a clearance sale, valid only until midnight. It occurs to you that it is probably the 10th invitation to spend to reach you today. You resist the temptation to buy anything and you wonder if you are perhaps spending money without even realising it. So you open your banking app and look through your monthly debit orders. Within the first three line-items, you identify at least one subscription that you can’t even remember signing up for. You also seem to have been doing a lot of app purchases. You had no idea your money was going towards so many unnecessary expenses. So you decide to take action…

More Info

The idea of emigrating comes with many questions. Thankfully, EB-5 expert Dan Wycklendt from FirstPathway Partners has some of your burning questions covered in this interview with Gareth Cliff. FirstPathway Partners helps foreign investors become United States Citizens through the Department of Homeland Security Immigrant Investor (EB-5) program. Dan eloquently discusses your options for emigration to the United States through investment here.

More Info

Smart young people finally have a place to speak honestly and intelligently about the most relevant issues of the day! CliffCentral has teamed up with Absa and Tshimong and launched a debate series called “The Interchange” – a podcast series with some of the brightest young minds, debating critical and controversial issues in South Africa, and Africa as a whole. Gareth Cliff chats to Sazini Mojapelo, Head of Citizenship and Community Investments for Absa, Tshimong Managing Director Thami Pooe, and debate moderator Busi Mkhumbuzi to discuss the evolution of these important conversations.

More Info

July is National Savings Month and Coronation is encouraging South Africans to save more in the true sense… by putting money aside every month instead of spending it. Are we saving in the true sense of the word? Or are we simply spending disguised as saving? Gareth, Phumi and Siya explore how easy it is to fall into the trap of spending money on something we don’t even need out of impulse or for convenience. If you put away any extra money – in the long term, it really can make a lifetime of difference. The real saving is in NOT buying discounted items that you don’t actually need. Brought to you by Coronation – an authorised financial services provider.

More Info

You’re at work. Your mobile pings that you’ve just been paid. A few minutes later you receive an email from your favourite online store, promoting payday specials. Feeling cash flush, you scroll through the deals. There’s a limited offer to ‘save 25%’ just for today so you have to move fast. You add an item to your basket. You proceed to the checkout. While you hover over the ‘buy now’ button, you remember that your monthly debit orders are scheduled for tomorrow. And it occurs to you that you are about to spend money that could be channelled elsewhere. You empty your cart and get back to work…

More Info

This is last in the Coronation #LetsBeHonest conversations that we’ve been having all week – from office talk, to small talk, to sweet little lies, to the things said by both men and women which may mean something completely different. Next time anyone says, “We must meet for coffee sometime” or “No offence but” or “I’ll be there in five minutes” – send us a wink. We’ll both know exactly what they really mean. So, let’s just be honest. Say what you mean and do what you say – that is the core of integrity! Brought to you by Coronation – an authorised financial services provider.

More Info

Men are from Venus and women are from Mars? Do you think this is true? When she says “I’m fine” or “We need to talk”… what does she really mean. And when he says “I’m not ready to be in a relationship” or “You deserve better than me,” he actually means something completely different. Join Gareth, Phumi and Siya as they unpack some of the intricacies of the common phrases used by men and women when they talk to each other. Brought to you by Coronation – an authorised financial services provider.

More Info

Would you, or someone you know, like to be the beneficiary of one of 20 copywriting bursaries to be provided through the Association for Communication and Advertising (ACA)? In developing the industry and continuing to raise its bar, the ACA’s Chief Executive Officer Mathe Okabo chats to Gareth and the team about offering three-year academic bursaries to study copywriting at the AAA School of Advertising.

More Info

Haven’t we all said it – “I’m almost there!” and “This signal is lousy, I’ll have to call you back.” Gareth, Siya and Gord continue the conversation about the words and sayings we use which are a bit of a stretch from the truth sometimes. That’s why when it comes to investing your money, Coronation takes everything into account – both the seen and the unseen – so your money can work better for you. Brought to you by Coronation – an authorised financial services provider.

More Info