Tips and info on saving and budgeting – entrepreneurs need to be advised on how to work within a budget. Because every year they get stuck in debt and there’s no progress, all because of poor planning. Saving is very important because entrepreneurs aren’t guaranteed the same income every month. There are good and bad months, so if there is money put aside, the entrepreneur avoids being unable to pay expenses. Joining Teboho Mafodi and Bulelani Balabala is Mr Wikus Oliver – Debt Management Expert from DEBTSAFE, Nosipho Zikishe, Legal Advisor at the National Credit Regulator & Mr Mzandile Petrous – Executive Chairman of IFIRM – The iFirm = Information x Business Intelligence x Investigation x Advisory.