18.01.22 Pt 2 - Mbulelo is quite adamant about what he finds attractive in a partner, which shouldn’t come as a surprise. Dr Debt, Joe Cimino is back with us... because this is the time of year when he wants to remind you how to save money on all your insurances!

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Your home is not an ATM. What does it mean to replace short-term debt with long-term debt? If you are downgrading your vehicle, what should you do with the insurance premium for the new one? Is debt consolidation a good idea? Stop using your credit cards! Kids and divorce are a cost, and you need to learn to talk about these realities. When should we be having kids? Get real or go broke.

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